According to a new report by Pie Insurance.
A Survey on decision -makers From just over a thousand small businesses have found that 64% of managers are optimistic about the role of AI in work safety in the near future. The survey revealed that 81% of these companies are open to IA integration into daily operations and that 44% actively use AI today.
“If you think about it, small businesses in particular][havenotbeenintheeventsoftheenclosuresoftheenclosuresofthe”adeclarereclareclarlawodardvice-presidentoftheremovalfromthereceiptsofthepartsofthepartoftheassuranceofthereceptionsfortheentertainmentof”theIAPEUTERTAINTAINSAIDAIDAIDtoidentifytobeidentifiedtobeidentifiedtotheworld”[Don’ThavethesafetyresourcesthatrgeCucompanieshave”Saidcarlawodardsvpofclaimsatpieaninsurtechspecializingincomialinsurancesurancesmallbulbussse“aicandefinitelyhelpthelproactifyidentifyanddaddress”[n’ontpaslesressourcesdesécuritédesgrandesentreprises”adéclaréCarlaWoodardvice-présidentedesréclamationschezPIEuneinsurtechspécialiséedansl’assurancecommercialepourlespetitesentreprises«L’IApeutcertainementlesaideràidentifieretàrésoudrecesrisquesdemanièreproactive»[don’thavethesafetyresourcesthatlargecompanieshave”saidCarlaWoodardSVPofclaimsatPieaninsurtechspecializingincommercialinsuranceforsmallbusinesses“AIcandefinitelyhelpthemproactivelyidentifyandaddressthoserisks”
PIE noted that on small businesses using AI, 97% said increased operational efficiency and 73% experienced better workplace safety. Pie has not collected specific examples of the types of AI products currently operated by these companies.
Woodard said tools like Chatgpt can be used to create safety control lists or resource guides for employees and leadership in order to manage security needs. The surveillance systems powered by AI can detect dangerous behaviors in real time, she added, and predictive analysis can anticipate dangers before they occur.
The telematization led by AI can monitor and improve drivers safety, Woodard said, and automated safety training through virtual safety assistants can facilitate learning and application of best practices to reduce injury to work.
According to the results of the pie, 75% of small businesses have declared injury to work in the past year. Almost half of the respondents admitted to having improvised security measures due to a lack of appropriate equipment. Mental health injuries (22%); shifts, trips and falls (20%); Cups, lacerations and perforations (18%); And the overexal and repetitive lesions of the tension (13%) were the most common injuries in the workplace.
Woodard is expecting the adoption of AI to increase and its uses to develop during the next half-decade.
When asked how she provided technology technology, Woodward said that she provided that predictive analysis tools – such as those accustomed to predicting dangers – will become more precise. These include predictive maintenance systems that monitor machines and equipment to detect potential failures, as well as emergency intervention systems that detect fires and gas leaks “in time more real than your traditional sensors”. It also underlined the AI which analyzes the movements of employees and ergonomics and identifies the risks or behaviors that could potentially cause injuries.
However, Woodward said that the risks of use of AI tools include the accuracy and reliability of decision -making and exit from AI. Tools and models are as effective as the data on which they are trained, Woodard said.
“It will be important for anyone who adopts AI to really have a high level of confidence in precision,” she added, “and having guarantees for, potentially, where there can be a lower level of confidence in accuracy. Because this could lead to incorrect assessments if they are not aware.”
Reviewing AI could create a false feeling of security, Woodard said. She thinks that the best approach for small businesses will be to balance the integration of AI to improve human security surveillance – instead of replacing it entirely. Clear protocols for the moment when human judgment is necessary is important, she said.
Pie has not seen a premium discount for small businesses that use AI in their safety programs. Woodard, however, said that a financial incentive still exists: technology has the potential to save money from small businesses by avoiding or reducing losses.
“I think that agents and brokers must be aware and adopt the idea that AI can make security proactive instead of reactive,” said Woodard. “It can really help their customers predict risks and help them reduce the potential for losses. This can reduce fraud. This can reduce the number of complaints and, in general, reduce costs for them. ”
Subjects
Leadership of artificial intelligence focused on insurech data
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